It is helpful to consult with your mortgage professional as soon as possible — even before you've started to consider neighborhoods. What for? If you don't yet know how much home you need to qualify for, what could we do for you? 


We can help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. It's quick and basic. We take pride in keeping the paperwork light. 

A lender will give you a Pre-Qualification Letter when you qualify, which states that they are confident you will qualify for up to a certain amount of mortgage loan dollars. 

Power in the Pre-Qual

  • With your pre-qualification letter, some advantages are yours once you find the house you want to put an offer on.
  • First, you have a general numbers in mind as to the amount you will qualify for on your mortgage loan.
  • Your pre-qualification also will make your offer look even better to the seller. It speaks to the ability to qualify for a mortgage loan at the sellers asking price.  
  • You can have the influence of a buyer ready to make the purchase right now!


You can certainly use the mortgage calculators here on this website to calculate how much mortgage you can afford - but it's also important to meet with a lender. We have a working relationship with several lenders. That’s because we want to match personalities as best we can.

Have questions about pre-qualifying? Call us at 314-277-5881 and we will get you in touch with a lender today.